The following documents may be requested to obtain new mortgage loan:
Past two (2) years W-2 statements
Most recent two years of filed tax returns
Pay Stubs covering the last (30) thirty days
Two most recent monthly bank statements
Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
Copy of Driver's License
Also, the following documentation is also generally required.
For a refinance:
- A copy of your most recent mortgage statement
For a Purchase:
- A signed purchase contract
- Realtor contact information
For a VA Loan:
If you are divorced:
If you are self employed, employed in sales, paid by commission,or own rental real estate:
- Two (2) years signed personal tax returns - including all schedules
- If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation.
