Rural Housing Program
Reverse Mortgages
Government Loan Programs: VA Loans & FHA Loans
Conventional Loan Programs

Rural Housing Program
This program is designed for buyers looking to get into homes with no down payment.  It is aimed toward the rural areas of Colorado, such as, Fruita, Loma, Mack, Palisade, etc.  There are no loan limits and the best part is, no monthly mortgage insurance to pay.  Closing costs can be added into loan, if needed.

Reverse Mortgages
For our borrowers that are 62 and older looking to use the equity in their homes, this could be the program for you!!  Make your equity pay YOU every month like a fixed income.

Government Loan Programs*
           
VA Loans
For our veterans out there, use your VA benefits to purchase or refinance your home with no mortgage insurance!  Purchases can be done with no down payment and there are no area restrictions on this program.

FHA Loans
As one of the most commonly heard of programs, FHA is one for them all.  A borrower can put as little as a 3.5% down payment towards the purchase of a home and there are no income limits. A minimum credit score of 620 is required for this program. Whether it be a purchase or refinance, this program suits them both.

Conventional Loan Programs*
Make your purchase or refinance the way you want it with several options to choose from. Get a preliminary approval in as little as one hour!

*Specialty Loans