|
Rural Housing Program
Dreamaker Loan Program
Reverse Mortgages
Government Loan Programs: VA Loans & FHA Loans
Conventional Loan Programs
Rural Housing Program
This program is designed for buyers looking to get into homes with no down payment. It is aimed toward the rural areas of Colorado, such as, Fruita, Loma, Mack, Palisade, etc. There are no loan limits and the best part is, no monthly mortgage insurance to pay. Closing costs can be added into loan, if needed.
Dreamaker Loan Program
This program is designed for buyers investing a small down payment of 3% or more, if desired. You do not need to be a first time home buyer and the minimum credit score requirement is 620. What sets this program apart from FHA loans is the incredibly low monthly mortgage insurance. While a standard FHA loan of $300,000 would require a monthly mortgage insurance payment of $150, our Dreamaker loan only requires a monthly mortgage insurance payment of $24. A great alternative for borrowers with fair to excellent credit!
Reverse Mortgages
For our borrowers that are 62 and older looking to use the equity in their homes, this could be the program for you!! Make your equity pay YOU every month like a fixed income.
Government Loan Programs*
VA Loans
For our veterans out there, use your VA benefits to purchase or refinance your home with no mortgage insurance! Purchases can be done with no down payment and there are no restrictions on this program.
FHA Loans
As one of the most commonly heard of programs, FHA is one for them all. With no minimum credit score and no income limits, a borrower can put as low as 3% down on their new purchase. Along with this program comes a choice of down payment assistance programs. Whether it be a purchase or refinance, this program suites them both.
Conventional Loan Programs*
From your regular old loans to stated loans, you name it! Make your purchases or refinance the way you want it with tons of conventional loan programs to choose from! Get an approval in as little as one hour!
*Specialty Loans
|
